In this episode of our podcast, R&I Committee Member Captain Toby Cline breaks down the new Enhanced Catch-Up Contribution coming to the Pilot Retirement Savings Plan (PRSP) on March 1, 2026. He discusses who qualifies, how the new $11,250 catch-up limit works for pilots ages 60-63, key income-based changes affecting pre-tax contributions, and what pilots need to do to activate the benefit. He also outlines the differences between pre-tax and Roth contributions, and highlights important planning considerations to help pilots maximize their retirement savings.
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